Travel Insurance for Medical Conditions
Cover for pre-existing conditions — from heart conditions and diabetes to cancer and beyond. Get covered in minutes.
Trusted by thousands of UK travellers· FCA regulated· 24/7 medical assistance
Conditions We Cover
From common to complex, we specialise in covering hundreds of pre-existing medical conditions so you can travel with confidence.
Heart conditions
High blood pressure
Diabetes (Type 1 & 2)
Cancer (current or in remission)
Stroke / TIA
Asthma & COPD
Mental health conditions
Joint & mobility issues
5-minute online medical declaration
Plus many more — declare your condition online for an instant decision.
Check your conditionBuilt Around Medical Travellers
Every policy is designed with your health in mind — from screening to emergency care abroad.
Emergency Medical & Repatriation
Comprehensive emergency medical cover, including repatriation back to the UK.
Pre-Existing Conditions Screening
Quick, confidential online screening so you know exactly what's covered.
24/7 Medical Assistance Helpline
Speak to medically trained staff anytime, anywhere in the world.
Trip Cancellation Cover
Reimbursement if you need to cancel for medical or other covered reasons.
Hospital Benefit & Extended Stay
Daily benefit if you're hospitalised, plus cover for an extended stay.
Lost Medication & Equipment
Cover for replacement of essential medication and medical equipment.
Wherever You're Heading, We've Got You
Beach getaways, cruises, European city breaks or mountain escapes — cover that travels with you.
Covered in 3 Simple Steps
No paperwork, no phone calls — get protected in minutes.
Tell us about your trip
Where you're going, when, and who's travelling.
Declare your conditions
Quick online screening for any pre-existing medical conditions.
Get covered instantly
Receive your quote, buy online and travel with confidence.
Don't let a health condition stop you
Get a quote in minutes — no obligation, no medical phone calls required.
Buy nowWhy Choose InsureDirect
Medical travel specialists
Focused on travellers with health conditions
Hundreds of conditions covered
From mild to serious — we cover them
UK-based support
Talk to real people, when you need them
FCA regulated
Fully compliant and reassuringly secure
Real Travellers, Real Stories
"I have Type 2 diabetes and was worried about cover for Spain. The screening took 5 minutes and the price was great."
Margaret H.
Type 2 diabetes · Spain
"Five years post-cancer treatment and finally went on the cruise of a lifetime. So reassuring to be properly covered."
David R.
Cancer remission · Caribbean cruise
"My husband had a heart bypass last year. InsureDirect were the only ones who gave us cover at a sensible price."
Patricia L.
Heart bypass · Italy
"High blood pressure usually means jumping through hoops. This was the easiest quote I've ever done."
Susan B.
High blood pressure · Portugal
Ready to travel with peace of mind?
Specialist travel insurance for medical conditions — instant quote, no obligation.
Buy now