Travel Insurance for multiple sclerosis

Being diagnosed with multiple sclerosis (MS) shouldn’t stop you doing the things that you enjoy. If you like to travel then why stop now? As long as plan ahead, take good care of yourself on the journey, and be flexible and creative once you’re there, you can still experience the holiday of a lifetime!

Travel can help to top up your energy levels. Being away from the daily routine and doing something new can make a massive difference to your well-being.

The following tips on travelling with MS can help you conserve energy as well as saving time and hassle. The main point to remember is that good preparation is vital for a successful holiday. Talking to your doctor about your plans as well as a realistic self-evaluation of your own personal health is important.

Multiple Sclerosis travel insurance – cover and benefits

It is important to ensure you have specialist travel insurance, that covers your condition. Insure Direct gives you access to a range of specialists in providing travel insurance for those living with Multiple Sclerosis.

We recommend that you read the Policy Wording for full details of our MS Travel insurance.

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Spend a little time scouting on the Internet for accessible options — whether it is a safari to Africa or a European tour. Don’t assume that you can’t do something because of your MS – just take the time to research it properly.

Pace yourself

You know your body better than anyone. And remember, you don’t have to do everything in the guidebooks for your holiday to be called a success. Choose activities wisely and build in recovery time.

Take advantage of breaks. Seek shade, drink some ice cold drinks, and take a breather when you can.

Dealing with heat

Studies show that over 60% of people with MS suffer from heat intolerance – so if this applies to you, you should consider avoiding countries with a hot or humid climate. Also, long periods of sunbathing may cause problems.

Your physical performance can fall significantly with heat. If possible, avoid rapid changes in climate. But everyone reacts differently. Therefore, your personal experience of your condition should be the basis of the decision on where you travel.

If you are planning any road trips, take an ice chest with ice and bottled water.

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Talk to your GP well ahead of your departure date about any necessary vaccinations. In general, vaccinations should not be given during an acute relapse or steroid treatment but always check with your doctor.


Book early if possible – the supply of special accommodation may be limited and available on a first-come, first-served basis.

Arrange travel insurance

You will need to ensure you obtain specialist medical travel insurance, which covers you for MS.


Tell your airline of your needs in advance – airlines can arrange a wheelchair or special transport for use in the airport if required. Aircraft will carry standard size wheelchairs free of charge. Battery-powered chairs may need to be dismantled for carriage and assembly instructions should be with the chair.

Some transport providers may require a ‘fitness to travel’ note from your doctor.

If your schedule permits, allow a little extra time between connecting flights so you’re not rushed from one gate to the next.

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Check that you have enough medication to last for the duration of your trip. If you carry your medication in your hand luggage, have relevant medical certification with it. Certain medication needs to be stored in a refrigerator – Arrange this with the hotel while you are staying there.

For air travel, medication must be in their original containers provided by your pharmacist.

Some airports have stringent security standards. So it is a good idea to have a doctor’s note certifying that you are on injectable prescription medication.

Consider taking a wheelchair

Even if you do not normally use a wheelchair but have some difficulty with walking or easily tire, it can be a good idea to take one with you. It will give you much greater flexibility while away.
If you use a cane, consider taking a folding cane with you on your travels. It’s much easier to stow when you’re seated.


Check that your hotel is suitable – Does it have wheelchair access if you need it? Is your room on the ground floor if you have difficulty with stairs and there is no lift? Does it have specially accessible rooms and can you book one of these?

View your accommodation online before you make reservations. Note stairs, pool access, restrooms, exercise room, etc. Have questions? E-mail or call.

What if you get ill? 

If your condition is exacerbated whilst you are away, seek medical evaluation, preferably by a neurologist. However, if you have a predictable response to steroids and you’ll be travelling in an area where medical help might not be available, your physician may give you a prescription for a brief (12 weeks) supply of oral prednisone to take with you just in case.

Don’t be afraid to ask for help

Give a stranger the opportunity to help you while you travel. Ask for directions. Get a restaurant recommendation and ask them to advise you on dietary restrictions. Let someone assist you with your bags.

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Phone 01592 640011

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