Retail Shop Insurance Quotes

As a retail shop owner, having the right insurance policy in place is essential to keep you in business, avoid the risks of loss, and avoid a major loss, in the event damage does ensue. You never know what might go wrong, from theft in your shop, to a major storm or fire damage, destroying all your goods. 

These, and many other risks are involved with owning a retail shop, and for this reason, you need to insure the business you have put so much time, effort, and money in to building. Simply let us know what type of retail business you operate, the goods you sell, and where your business is located, so we can build you a quote for insurance coverage. 

We offer extensive levels of coverage, and don't require shop owners to fill out extensive applications or online forms. Give us a call to learn about our coverage options, levels, and how we can insure your business, for the lowest out of pocket expense possible.

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Retail shop insurance to meet your needs

As a retail shop owner, we can provide you a variety of different forms of coverage. Among your coverage options are:


  • Buildings and fixture coverage.
  • Risks of loss are covered. 
  • Business interruption because of damage is covered. 
  • Financial losses which are tied to the business, or business expenses. 
  • Accidental damage coverage (glass, doors, exterior, etc), and coverage for damage caused by theft or burglary. 
  • For businesses which deal with specialty goods, seasonal stock price increases are covered if loss occurs, refrigeration is covered for certain business types, and public liability indemnity damage (with the option of up to £5 million) is available). 

Best of all, as a business owner, you don't have to wait for our coverage to kick in. Upon purchasing our policy, we will insure your business, your goods, and everything that you have put in to operating it. So, there is no risk of loss, once you are covered with us, and the policy that is built for your business.

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Additional coverage offered as needed 

Upon receiving our retail shop insurance quotes, we can also provide individual retail shop owners, different levels of coverage if required. For example, if you operate a specialty business, in which a license is required to operate, we can provide you with legal expense coverage, in the event of dispute. Or, we can help you avoid the risk of losing a license, if certain lawsuits develop during the course of normal business. 

There is no way to foresee what will happen, what damage may arise, or what issues may ensue. As a business owner, you have to be ready for everything. With our policies, we are not only going to help you build a policy that covers everything you need covered, but also the specialty coverage options, depending on the type of business you run, the types of goods you sell, and the type of customer that you do your business with on a regular basis.


Insurance for you

Every retail shop owner has different needs. For some, you may require additional coverage for loss of shipments if you sell extremely pricey goods. For others, you may require additional theft insurance or damage insurance, based on the location of your business, and the type of goods which you sell to your consumer base. 

When receiving your retail shop insurance quotes with us, we will help you modify the comprehensive coverage option as is needed, to ensure you have as much coverage as required, and all additional coverage which isn't traditionally offered with a base policy. Further, we can remove different types of coverage if they are not needed for the type of retail shop you run. 

We can guarantee the most comprehensive form and levels of coverage, yet we will modify your policy to ensure you are only paying for the coverage you will use, and coverage that is needed for your line of business.

Contact us today to receive your retail shop insurance quotes. We can discuss all policy options, all levels of coverage, and will show you how pain free it is to shop for a policy, and purchase the coverage needed to protect your retail shop.

Get An Online Quote for Retail Shop Insurance Quotes

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Phone 01592 640011

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