Over 80 Holiday Travel Insurance with medical conditions
Over 80 travel insurance can often be more difficult to find than standard travel insurance. Many travel insurance companies may not be prepared to offer older people travel insurance due to any pre-existing medical conditions that they may have and increased risk of illness whilst travelling.
Insure Direct and our providers believe that everyone deserves the right to travel with peace of mind, safe in the knowledge that they are properly insured - no matter what age they are!
Why do I need over 80 travel insurance?
If you are over the age of 80, you may be planning trips to places you’ve always wanted to go but did not have the time to travel to in the past. When planning your trips you should always make sure you have a fully comprehensive travel insurance policy.
Accidents can happen to anyone, no matter what age you are. It is important that you are properly insured in case of any accident so that you can have peace of mind and enjoy your holiday experience.
Medical costs can vary from one country to another and can sometimes be very expensive, especially in countries such as the USA. To prevent the possibility of picking up a hospital bill amounting to several thousands of pounds, you should get a travel insurance policy that can help you cover any unexpected expenses which may arise.
Through our providers, Insure Direct offers single trip and annual multi-trip policies with no age limits.
What if I am over 80 and have a medical condition?
Insure Direct and our range of providers understand the difficulties associated with finding appropriate travel insurance cover if you are over 80 and/or have a pre-existing medical condition. This is why our specialist providers offer travel insurance policies that actually meet your needs.
When you go through the online medical screening process, you will be asked a series of questions where you will be able to add any medical conditions you may have. You will then be presented with quotations from specialist medical travel insurance providers who are able to offer you cover and you can choose the policy which best suits your particular needs.
How do I choose the best over 80s travel cover for me?
Before buying over 80 holiday insurance, there are a number of things to consider.
Firstly, you should consider which cover is most suitable. You may find that an annual policy could work out cheaper than single trip policies if you are planning two or more trips a year.
On the other hand, if you are only travelling to European countries, a policy that only offers cover to Europe may work out better value for you than a worldwide policy
Over 80’s travel tips
Important documentation for travelling
Be up to date with passport and visa regulations related to your destination. You can access relevant information from the FCO website.
If you have to renew your passport, try to do this well in advance in order to avoid any delays.
Ensure that you have copies of important documents such as your passport, bank account details and driving licence, in case the originals are lost during your travels.
Do your research and get all the required vaccinations for your holiday. Be clear as to whether you need to have malaria tablets or any other treatment before your trip.
Plan ahead as some treatments have to be started well in advance of your trip.
Medication and travelling
When travelling with medication, it is important to ensure that you have sufficient supplies to last the entire trip as well as extra supplies in the event of any travel delays.
Before leaving the country, inform your bank and mobile phone provider that you are travelling to a foreign destination. This is helpful in avoiding your phone service or cards getting blocked.
Staying healthy when abroad
Aim to drink plenty of water and remain well hydrated. It can also be beneficial to avoid alcoholic beverages if you are taking any medication.
When flying, ask for seats with extra leg room that allow you to stretch your legs. If you are prone to deep vein thrombosis, using flight socks and exercising your legs during the flight may help to reduce the risk
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Just to say thank you for your help in sorting out my travel insurance. I was most impressed with your service and when I can recommend your business, be sure I shall" Mr Greig, Edinburgh