Over 65 Holiday Travel Insurance with medical conditions
Over 65 travel insurance can often be more difficult to find than standard travel insurance. Many travel insurance companies may not be prepared to offer older people travel insurance due to any pre-existing medical conditions that they may have and increased risk of illness whilst travelling.
Insure Direct and our providers believe that everyone deserves the right to travel with peace of mind, safe in the knowledge that they are properly insured - no matter what age they are!
Why do I need over 65 travel insurance?
If you are over the age of 65, you may be planning trips to places you’ve always wanted to go but did not have the time to travel to in the past. When planning your trips you should always make sure you have a fully comprehensive travel insurance policy.
Accidents can happen to anyone, no matter what age you are. It is important that you are properly insured in case of any accident so that you can have peace of mind and enjoy your holiday experience.
Medical costs can vary from one country to another and can sometimes be very expensive, especially in countries such as the USA. To prevent the possibility of picking up a hospital bill amounting to several thousands of pounds, you should get a travel insurance policy that can help you cover any unexpected expenses which may arise.
Through our providers, Insure Direct offers single trip and annual multi-trip policies with no age limits.
What if I am over 65 and have a medical condition?
Insure Direct and our range of providers understand the difficulties associated with finding appropriate travel insurance cover if you are over 65 and/or have a pre-existing medical condition. This is why our specialist providers offer travel insurance policies that actually meet your needs.
When you go through the online medical screening process, you will be asked a series of questions where you will be able to add any medical conditions you may have. You will then be presented with quotations from specialist medical travel insurance providers who are able to offer you cover and you can choose the policy which best suits your particular needs.
How do I choose the best over 65s travel cover for me?
Before buying over 65 holiday insurance, there are a number of things to consider.
Firstly, you should consider which cover is most suitable. You may find that an annual policy could work out cheaper than single trip policies if you are planning two or more trips a year.
On the other hand, if you are only travelling to European countries, a policy that only offers cover to Europe may work out better value for you than a worldwide policy
Travel Tips for 65+
Planning your trip
It is advisable to speak to your GP before booking your holiday to find out whether your preferred travel destination is suitable when taking the needs and requirements of your medical condition into consideration.
The NHS Fit For Travel website offers destination-specific guidance and some travel health tips for travellers.
Pack wisely before you travel
Packing smart sometimes means packing less and only taking the essentials.
Packing outfits rather than individual items will ensure you only take what you need and will lighten your load.
Make an itinerary
No matter how long your trip is, each day is valuable and you don’t want to waste time wondering how you are going to spend them. Therefore, planning ahead of time can go a long way in ensuring your holiday is a memorable one.
If you don’t know how to plan for you trip, simply go online and find out what other people are recommending.
Buy over 65 travel insurance
Investing a little time and effort into searching for specialist travel insurance for over 65 year olds is worthwhile and will mean you can truly relax and enjoy your holiday.
Keep an open mind
Even the finest of plans can backfire, so it is advisable to be flexible – just in case one or two aspects of your holiday don’t go according to plan.
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