Life insurance types
An insurance provider pays the full amount you are insured for as a lump sum, should you die during the policy term.
Critical illness cover
When critical illness cover is taken, an insurance provider will pay the amount you are covered for if you are diagnosed with a critical illness (eg. Heart Attack, Stroke or Cancer) during the policy term.
Mortgage protection insurance
Mortgage protection insurance, sometimes called decreasing term life insurance also covers your mortgage payments. The amount you are insured for is calculated to be enough to equal the capital outstanding under a normal repayment mortgage and reduces over the term of your policy.
Whole of life cover (Pure Protection Only)
Whole life insurance or whole of life assurance is a life insurance policy that covers the policy holder for the reminder of their life. In most cases requires premiums to be paid for the life of the policy. There is no specified policy term and this pays out a lump sum in the event of death, no matter when it happens.Get An Online Quote for Life Insurance
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